Canada has become the third region to get Apple’s Apple Pay system in its stores. The news comes 24 hours after American Express – the only customer currently enrolled – confirmed the launch date to the website iPhone in Canada
Apple Pay in Canada is currently limited to American Express, as no other banks or credit card companies have struck a deal with Apple. Many of the holdouts are working on their own, competing mobile payment systems. Apple originally confirmed plans to bring its payment system to Canada, as well as Australia, Spain, Hong Kong and Singapore, in an earnings call late October. Australia should be the next to see Apple Pay – also only with AmEx – later this week.
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Any Canadian iPhone users should be able to try the service, by opening the Wallet app on any iPhone or iPad running iOS 9.1. Tapping “Add Credit or Debit Card” will allow you to scan or manually enter your AmEx card information and begin using the system at several NFC-friendly merchants, including Tim Horton’s and McDonald’s.
The devil, however, is in the details. Only American Express cards issued directly from the company will currently work, meaning any cards that have been issue in partnership with non-participating banks will not work. Apple is reported to be in talks with TD Canada Trust, CIBC, Bank of Montreal, Royal Bank of Canada, Scotiabank and the National Bank of Canada to add support, according to the Wall Street Journal